TOBACCO SURCHARGE
Do you pay extra for your health insurance at work because you use tobacco? That surcharge may be illegal — and you may be owed a refund.
Employers can only charge tobacco users more if they offer a real way to avoid the fee, tell you about it clearly, and refund you when you complete it. Many don't. Please answer the following questions to help us determine if you are eligible to make a claim for compensation:
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